Lenders criteria for a Buy to Let mortgage

Buy to let mortgage lenders typically want rent to cover 125% of the mortgage repayments so they can be comfortable there is “wriggle room” in the event of rental voids and to cover costs. This is not generally calculated at the pay rate i.e. the interest rate on the product but a nominal rate decided by the lender […]

What legal responsibilities does a Landlord have?

As a landlord you have a legal responsibility to keep the property you are renting safe and free from health hazards. Agents can take this hassle away and offer service from just tenant finding to full property management. If you decide this is the route for you shop around to see who can offer you the best service.[…..]