Budget Summary

George Osborne presented his third Budget on Wednesday 21 March 2012. The Chancellor started by reaffirming the need for stability in the UK economy and finished in Churchillian style with phrases such as: ‘No people will strive as the British will strive.’ ‘No country will adapt as the British will adapt.’ ‘This country borrowed its […]

An explanation of HMO lending

In this post we discuss Houses in Multiple Occupation (HMO). HMOs are set to play an increasingly important role in the private rented sector over the coming years and there are growing levels of tenant demand for this type of affordable property. We will examine what constitutes an HMO, what is driving demand for HMOs[…..]

Another mixed picture for the housing market

UK house prices in the three months to October were 0.3% lower than in the preceding three months, according to the latest Halifax House Price Index. This measure of the underlying trend has turned negative for the first time since June. On a monthly basis, house prices increased by 1.2% in October. This continues the[…..]

Citrus Mortgages supporting Movember

It’s Movember, the month formerly known as November, now dedicated to growing moustaches and raising awareness and funds for men’s health; specifically prostate and testicular cancer. Nick & Gavin at Citrus Mortgages are donating their top lips to the cause for 30 days in an effort to help change the face of men’s health. Why[…..]