How to work out buy to let property rental yield and return on investment

Investing in property can be a daunting prospect and it isn’t risk free. It is important that a potential investor is aware of the potential pitfalls as well as the benefits. Although we can see that historically there have been huge increases in property values and rental return there are no absolute guarantees for the […]

How to select a property for Buy to Let

Choosing you property depends on the type of tenant you are looking for rather than the type of property you yourself would like to live in. Put yourself in the shoes of your target tenant and what their needs are. Students, young professionals and families all have different wants. Access to schools, transport links, size of property, storage space, décor,[…..]

Lenders criteria for a Buy to Let mortgage

Buy to let mortgage lenders typically want rent to cover 125% of the mortgage repayments so they can be comfortable there is “wriggle room” in the event of rental voids and to cover costs. This is not generally calculated at the pay rate i.e. the interest rate on the product but a nominal rate decided by the lender[…..]

What legal responsibilities does a Landlord have?

As a landlord you have a legal responsibility to keep the property you are renting safe and free from health hazards. Agents can take this hassle away and offer service from just tenant finding to full property management. If you decide this is the route for you shop around to see who can offer you the best service.[…..]