Friend Referral Terms and Conditions:

  • Upon successful completion of your referred friend, family or work colleagues you will be entitled to receive a £25.00 Marks and Spencer’s gift card.
  • There is no cash alternative available.
  • Employees and Agents of Citrus Mortgages, and their relatives (and any connected persons) are not eligible.
  • Please allow 28 days for the delivery of the Mark’s and Spencer’s gift card to arrive after the completion of the mortgage has taken place. The Promoter accepts no responsibility for the prize being lost, damaged or delayed in the post.