
The Citrus Mortgages team is here to help you get the best free mortgage advice available to you. Meet the team.

Nick Blatcher
Nick is proud that Citrus Mortgages survived the credit crunch which saw a large number of brokerage firms leave the market place. He attributes this to customer loyalty generated by the hard work and positive attitude of the Citrus team. In today’s difficult mortgage environment Nick relishes the challenges of helping his clients achieve their goals, whether it be getting onto the property ladder, arranging a remortgage or building a Buy to Let portfolio.
A keen skier, Nick will try to slip away to the slopes whenever work allows. Spending time with family and friends is important to Nick who also enjoys a wide variety of outdoor activities, attending sporting events and concerts.
- Phone:01908 920040 / 07725313667
- Email:nick@citrusmortgages.co.uk

Gavin Potter
Gavin has a wealth of knowledge in the Mortgage and Insurance industry and prides himself on providing a stress-free service to all his clients. Gavin has helped many of his clients become successful landlords and to create their own property investment portfolio, as well as helping first time buyers secure their first home.
Gavin is married with two boys and has a keen interest in all sports. In particular, football and squash. He also enjoys eating out, going to the cinema and spending time with his family and friends.
- Phone:01908 920042 / 07740358963
- Email:gavin@citrusmortgages.co.uk

Emma Hodge
Her friendly disposition makes her a very popular advisor with Citrus Mortgage clients. Emma prides herself in hand holding her clients throughout their mortgage application.
Having been born and raised in the area she has a wealth of local knowledge.
Emma is known for enjoying a glass of wine or 2 whilst cooking up a storm in the kitchen. In her spare time she loves spending time with family and friends and walking her dog.
- Phone:01908 787404 / 07917011471
- Email:emma@citrusmortgages.co.uk

Paul Barnes
As an experienced, successful, mortgage professional, Paul’s knowledge of lenders and their criteria is wide-ranging, yet he prides himself on avoiding complacency and working hard to ensure his knowledge base is up-to-date, in an ever-changing marketplace. Paul, like everyone at Citrus Mortgages, is an affable character and really enjoys dealing with clients in a friendly, yet professional manner.
On a personal level, Paul follows most sports, with a passion for football in particular. When he’s not sat on the sofa watching TV, he also enjoys live music, stand-up comedy, restaurants, going to the cinema and spending time with friends and family.
- Phone:01908 787399 / 07921151381
- Email:paul@citrusmortgages.co.uk

Andre Marcel
Andre prides himself on having a friendly, individual approach to a client’s needs both in regards to the mortgage and protection and it shows, as a large part of Andre’s business is received via referrals.
Outside of work Andre is kept on his feet by his young daughter and loves spending time with his family. He is a keen football fan and spends time eating out, socialising with his friends and family.
- Phone:01908 774247 / 07443588169
- Email:andre@citrusmortgages.co.uk

Andrew Phillips
He has great knowledge of policy & criteria which enables him to place even the most trickiest of cases from the whole of the mortgage market to ensure his clients get the result they need.
Andrew is also passionate about offering his clients advice on protecting their mortgage and home with the various policies that are available in the market to ensure that even if the worst happens, their property is not repossessed.
On a personal level Andrew has an interest in football, motorsport, music & film.
- Phone:01908760931 / 07841019142
- Email:andrew@citrusmortgages.co.uk

Viv Powell
She has excellent knowledge of the administrative processes required in helping customers from mortgage application stage right the way through to completion and has built up excellent relationships with lenders, solicitors and clients.
Viv prides herself on a friendly, approachable demeanour and takes great pride in the job that she does.
- Phone:01908048050
- Email:vivien@citrusmortgages.co.uk

David Morris
He is keen to listen to a client’s needs and requirements both in regard to their mortgage and protection and enjoys building long-term relationships with his clients.
David has three young children and is a keen golfer. Sadly, these two things do not mix well.
- Phone:01908 014756 / 07875348409
- Email:david@citrusmortgages.co.uk