When looking to purchase or remortgage a property we believe it is crucial that you understand your mortgage deal.
Our friendly, expert advisers at Citrus Mortgages will listen to your needs and source the most suitable product for you from the whole of the mortgage market. They will explain every aspect of the mortgage in plain English so you know exactly what fees are involved and any conditions or benefits that may apply.
No two situations are identical and without professional advice you may apply for mortgage that is not the perfect fit that we endeavour to achieve for all of our clients.
Each mortgage lender has different criteria and you may not qualify for their products. Without advice the very real danger is that by applying for and being declined for a mortgage you can lower your credit score, this in turn can lead to you becoming unmortgageable.
Even if you think you may not be able to get a mortgage please let us look into your circumstances. We may be able to find you a solution you had not considered or at least confirm your doubts. If there are issues we are happy to give you advice on how to improve your situation and give you realistic time scales on when you may be able to obtain a mortgage.