An Agreement in Principle is the first step when house hunting as it effectively means a lender has pre-approved your mortgage application (subject to valuation and documentation).

  • This means that you can be confident that you will be able to obtain mortage finance before looking for a new home.
  • If there are any issues they can be hopefully be resolved beforehand. For example many clients find that they have inaccurate entries on their credit records and these can take time to resolve.
  • It puts you into a better negotiating position as it proves to vendors, estate agents or developers that you have your finances in place.

It is a relatively simple process and Citrus Mortgages will be happy to arrange an Agreement in Principle for you free of charge.

Call us now for free, friendly, no obligation, no pressure advice

in Milton Keynes and surrounding areas on 01908 920044.