Next Time Buyers

Whether you have already found your next home or are just dipping your toe in the water Citrus Mortgages is here to help.

If you are a next time buyer local to Milton Keynes, we can guide you to the best mortgage deal, explain all of the costs involved and talk you through the moving process.

Before you start house (or flat) hunting it is recommended that you obtain an Agreement in Principle as it effectively means a lender has pre-approved your mortgage application (subject to valuation and documentation).

  • This means that you can be confident that you will be able to obtain mortgage finance before looking for a new home.
  • If there are any issues they can hopefully be resolved beforehand. For example many clients find that they have inaccurate entries on their credit records and these can take time to correct.
  • It puts you into a better negotiating position as it proves to vendors, estate agents or developers that you have your finances in place.

When you have applied for your mortgage not only will Citrus Mortgages be working hard to push this through and providing you with regular updates, but we liaise with the other parties in the transaction to keep them up to speed on progress.