We strongly believe that all of our clients have unique needs. Whatever your circumstances our service proposition is constructed to ensure that you are guided to the right mortgage deal.

All initial advice and obtaining an agreement in principle for you is free of charge.

Apart from the fact they can be confusing, comparison sites do not take into account your individual circumstances and goals. Each lender has different criteria and you may not qualify for their products. The very real danger is that by applying for and being declined for a mortgage can lower your credit score, this in turn can lead to you becoming un-mortgageable.

It is very important to Citrus Mortgages that you understand the deal you are applying for and why it is the best route for you.

An expert adviser will take you through all of the mortgage options that are available to you and explain them in plain English.

We offer a virtual mortgage appointment service so you can link into our industry mortgage sourcing software and watch as we talk you through the pros and cons of each deal in the comfort of your own home or office.

We are experts in each lenders criteria and will be able to find the best product for your circumstances.

The headline rate doesn’t always mean that it is the cheapest. We take into account all of the fees and charges involved to find the most competitive product overall.

Lenders obtain most of their mortgage business via brokers rather than through their branch network or direct (source: Council of Mortgage Lenders).

Through Mortgage Networks and Clubs we have access to exclusive deals and products that are not available by applying to the lender direct. These can be cheaper rates, lower fees or incentives such as cashback or a free valuaton.

There are also lenders who only offer products through brokers and that the public cannot obtain on their own.

If you contact a lender direct they will only be able to offer you products from their own, limited product range.

Many estate agents brokers only have access to a panel of mortgage lenders.

Citrus Mortgages has access to the Whole of the Market, which means you can be confident that can find the right deal for you.

As easy as 1, 2, 3

Applying for a mortgage on your own can be stressful. Citrus Mortgages is here to take the worry away and make this a smooth, painless transaction.

The friendly advisers at Citrus Mortgages are experts in helping fulfil your mortgage and protection needs. However, there are certain areas where you need assistance from professionals in that field.

Many of our clients struggle to find reputable companies to help them fulfil their needs. We can help by referring you to one of our trusted partners so you can be confident that you will receive a great service at a competitive price.

At Citrus Mortgages your case is not handled by call centre operators. You will always have access to your adviser and dedicated administrator.

We will provide regular updates so you are not left in the dark with the progress of your application.

Our role is to ensure that your application is progressed to completion. At Citrus Mortgages we know the lenders criteria and processes.

If there are any issues we will present your circumstances in the best possible light and overcome any problems for you. Citrus Mortgages has strong links with the lenders and can escalate your case internally.

Recommend A Friend

If you recommend us to friends, family and work colleagues then we shall reward your loyalty by sending you a £25.00 Marks and Spencer’s gift vouchers when their mortgage or life insurance completes.

  • Upon successful completion of your referred friend, family or work colleagues you will be entitled to receive a £25.00 Marks and Spencer’s gift card.
  • There is no cash alternative available.
  • Employees and Agents of Citrus Mortgages, and their relatives (and any connected persons) are not eligible.
  • Please allow 28 days for the delivery of the Mark’s and Spencer’s gift card to arrive after the completion of the mortgage has taken place. The Promoter accepts no responsibility for the prize being lost, damaged or delayed in the post.